@font-face{font-family:GTAmerica;font-weight:400;src:url(//1818132.fs1.hubspotusercontent-na1.net/hubfs/1818132/BCA_Research_February2020%20Theme/Fonts/GT-America-Standard-Regular.woff2) format("woff2")}@font-face{font-family:GTAmerica;font-weight:500;src:url(//1818132.fs1.hubspotusercontent-na1.net/hubfs/1818132/BCA_Research_February2020%20Theme/Fonts/GT-America-Standard-Medium.woff2) format("woff2")}@font-face{font-family:IvarHeadline;font-style:italic;font-weight:400;src:url(//1818132.fs1.hubspotusercontent-na1.net/hubfs/1818132/BCA_Research_February2020%20Theme/Fonts/IvarHeadline-Italic.woff2) format("woff2")}@font-face{font-family:IvarHeadline;font-weight:700;src:url(//1818132.fs1.hubspotusercontent-na1.net/hubfs/1818132/BCA_Research_February2020%20Theme/Fonts/IvarHeadline-Bold.woff2) format("woff2")}@font-face{font-family:IvarText;font-weight:400;src:url(//1818132.fs1.hubspotusercontent-na1.net/hubfs/1818132/BCA_Research_February2020%20Theme/Fonts/IvarText-Regular.woff2) format("woff2")}img{border:0;height:auto;max-width:100%;-ms-interpolation-mode:bicubic;vertical-align:bottom}img.alignRight,img.alignright{margin:0 0 5px 15px}img.alignLeft,img.alignleft{margin:0 15px 5px 0}.row-fluid [class*=span]{min-height:1px}.hs-blog-social-share .hs-blog-social-share-list{list-style:none!important;margin:0}.hs-blog-social-share .hs-blog-social-share-list .hs-blog-social-share-item{height:30px;list-style:none!important}@media (max-width:479px){.hs-blog-social-share .hs-blog-social-share-list .hs-blog-social-share-item:nth-child(2){float:none!important}}.hs-blog-social-share .hs-blog-social-share-list .hs-blog-social-share-item .fb-like>span,.hs-blog-social-share-list li.hs-blog-social-share-item.hs-blog-social-share-item-linkedin .IN-widget{vertical-align:top!important}#recaptcha_response_field{display:inline-block!important;width:auto!important}#recaptcha_table td{line-height:0}.recaptchatable #recaptcha_response_field{line-height:12px;min-height:0}@media (max-width:400px){#captcha_wrapper,#recaptcha_area,#recaptcha_area table#recaptcha_table,#recaptcha_area table#recaptcha_table .recaptcha_r1_c1{overflow:hidden;width:auto!important}#recaptcha_area table#recaptcha_table .recaptcha_r4_c4{width:67px!important}#recaptcha_area table#recaptcha_table #recaptcha_image{width:280px!important}}video{height:auto;max-width:100%}#calroot{line-height:normal;width:202px!important}#calroot,#calroot *,#calroot :after,#calroot :before{-webkit-box-sizing:content-box;-moz-box-sizing:content-box;box-sizing:content-box}#calroot select{font-family:Lucida Grande,Lucida Sans Unicode,Bitstream Vera Sans,Trebuchet MS,Verdana,sans-serif!important;font-size:10px!important;font-weight:400!important;line-height:18px!important;min-height:0!important;padding:1px 2px!important}#caldays{margin-bottom:4px}iframe[src^="http://www.slideshare.net/slideshow/embed_code/"]{max-width:100%;width:100%}@media (max-width:568px){iframe{max-width:100%}}input[type=color]
select,input[type=date],input[type=datetime-local],input[type=datetime],input[type=email],input[type=month],input[type=number],input[type=password],input[type=search],input[type=tel],input[type=text],input[type=time],input[type=url],input[type=week],textarea{-webkit-box-sizing:border-box;-moz-box-sizing:border-box;box-sizing:border-box;display:inline-block}.hs-form fieldset[class*=form-columns] input[type=checkbox].hs-input,.hs-form fieldset[class*=form-columns] input[type=radio].hs-input{width:auto}#email-prefs-form .email-edit{max-width:507px!important;width:100%!important}#hs-pwd-widget-password{height:auto!important}.hs-menu-wrapper ul{padding:0}.hs-menu-wrapper.hs-menu-flow-horizontal ul{list-style:none;margin:0}.hs-menu-wrapper.hs-menu-flow-horizontal>ul{display:inline-block}.hs-menu-wrapper.hs-menu-flow-horizontal>ul:before{content:" ";display:table}.hs-menu-wrapper.hs-menu-flow-horizontal>ul:after{clear:both;content:" ";display:table}.hs-menu-wrapper.hs-menu-flow-horizontal>ul li.hs-menu-depth-1{float:left}.hs-menu-wrapper.hs-menu-flow-horizontal>ul li a{display:inline-block}.hs-menu-wrapper.hs-menu-flow-horizontal>ul li.hs-item-has-children{position:relative}.hs-menu-wrapper.hs-menu-flow-horizontal.flyouts>ul li.hs-item-has-children ul.hs-menu-children-wrapper{left:0;opacity:0;position:absolute;-webkit-transition:opacity .4s;visibility:hidden;z-index:10}.hs-menu-wrapper.hs-menu-flow-horizontal>ul li.hs-item-has-children ul.hs-menu-children-wrapper li a{display:block;white-space:nowrap}.hs-menu-wrapper.hs-menu-flow-horizontal.flyouts>ul li.hs-item-has-children ul.hs-menu-children-wrapper li.hs-item-has-children ul.hs-menu-children-wrapper{left:100%;top:0}.hs-menu-wrapper.hs-menu-flow-horizontal.flyouts>ul li.hs-item-has-children:hover>ul.hs-menu-children-wrapper{opacity:1;visibility:visible}.row-fluid-wrapper:last-child .hs-menu-wrapper.hs-menu-flow-horizontal>ul{margin-bottom:0}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch{position:relative}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul{margin-bottom:0}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul li.hs-item-has-children{position:static}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul li.hs-item-has-children ul.hs-menu-children-wrapper{display:none}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul li.hs-item-has-children.active-branch>ul.hs-menu-children-wrapper{display:block;opacity:1;visibility:visible}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul li.hs-item-has-children.active-branch>ul.hs-menu-children-wrapper:before{content:" ";display:table}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul li.hs-item-has-children.active-branch>ul.hs-menu-children-wrapper:after{clear:both;content:" ";display:table}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul li.hs-item-has-children.active-branch>ul.hs-menu-children-wrapper>li{float:left}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul li.hs-item-has-children.active-branch>ul.hs-menu-children-wrapper>li a{display:inline-block}.hs-menu-wrapper.hs-menu-flow-vertical{width:100%}.hs-menu-wrapper.hs-menu-flow-vertical ul{list-style:none;margin:0}.hs-menu-wrapper.hs-menu-flow-vertical li a{display:block}.hs-menu-wrapper.hs-menu-flow-vertical>ul{margin-bottom:0}.hs-menu-wrapper.hs-menu-flow-vertical>ul li.hs-menu-depth-1>a{width:auto}.hs-menu-wrapper.hs-menu-flow-vertical>ul li.hs-item-has-children{position:relative}.hs-menu-wrapper.hs-menu-flow-vertical.flyouts>ul li.hs-item-has-children ul.hs-menu-children-wrapper{left:0;opacity:0;position:absolute;-webkit-transition:opacity .4s;visibility:hidden;z-index:10}.hs-menu-wrapper.hs-menu-flow-vertical>ul li.hs-item-has-children ul.hs-menu-children-wrapper li a{display:block;white-space:nowrap}.hs-menu-wrapper.hs-menu-flow-vertical.flyouts>ul li.hs-item-has-children ul.hs-menu-children-wrapper{left:100%;top:0}.hs-menu-wrapper.hs-menu-flow-vertical.flyouts>ul li.hs-item-has-children:hover>ul.hs-menu-children-wrapper{opacity:1;visibility:visible}@media (max-width:767px){.hs-menu-wrapper,.hs-menu-wrapper *{-webkit-box-sizing:border-box;-moz-box-sizing:border-box;box-sizing:border-box;display:block;width:100%}.hs-menu-wrapper.hs-menu-flow-horizontal ul{display:block;list-style:none;margin:0}.hs-menu-wrapper.hs-menu-flow-horizontal>ul{display:block}.hs-menu-wrapper.hs-menu-flow-horizontal>ul li.hs-menu-depth-1{float:none}.hs-menu-wrapper.hs-menu-flow-horizontal.hs-menu-show-active-branch>ul li.hs-item-has-children.active-branch>ul.hs-menu-children-wrapper>li a,.hs-menu-wrapper.hs-menu-flow-horizontal>ul li a,.hs-menu-wrapper.hs-menu-flow-horizontal>ul li.hs-item-has-children ul.hs-menu-children-wrapper li a{display:block}.hs-menu-wrapper.hs-menu-flow-horizontal>ul li.hs-item-has-children ul.hs-menu-children-wrapper{opacity:1!important;position:static!important;visibility:visible!important}.hs-menu-wrapper.hs-menu-flow-horizontal ul ul ul{padding:0}.hs-menu-wrapper.hs-menu-flow-horizontal>ul li.hs-item-has-children ul.hs-menu-children-wrapper li a{white-space:normal}.hs-menu-wrapper.hs-menu-flow-vertical.flyouts>ul li.hs-item-has-children ul.hs-menu-children-wrapper{opacity:1;position:static;visibility:visible}}.hs-menu-wrapper.hs-menu-flow-vertical.no-flyouts .hs-menu-children-wrapper{opacity:1;visibility:visible}.hs-menu-wrapper.hs-menu-flow-horizontal.no-flyouts>ul li.hs-item-has-children ul.hs-menu-children-wrapper{display:block;opacity:1;visibility:visible}.widget-type-space{visibility:hidden}.hs-author-social-links{display:inline-block}.hs-author-social-links a.hs-author-social-link{background-repeat:no-repeat;background-size:24px 24px;border:0;display:inline-block;height:24px;line-height:24px;text-indent:-99999px;width:24px}.hs-author-social-links a.hs-author-social-link.hs-social-facebook{background-image:url(//static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)}.hs-author-social-links a.hs-author-social-link.hs-social-linkedin{background-image:url(//static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)}.hs-author-social-links a.hs-author-social-link.hs-social-twitter{background-image:url(//static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)}.hs-author-social-links a.hs-author-social-link.hs-social-google-plus{background-image:url(//static.hubspot.com/final/img/common/icons/social/googleplus-24x24.png)}.hs-cta-wrapper a{box-sizing:content-box;-moz-box-sizing:content-box;-webkit-box-sizing:content-box}.hs_cos_wrapper_type_image_slider{display:block;overflow:hidden}.hs_cos_flex-container a:active,.hs_cos_flex-container a:focus,.hs_cos_flex-slider a:active,.hs_cos_flex-slider a:focus{outline:none}.hs_cos_flex-control-nav,.hs_cos_flex-direction-nav,.hs_cos_flex-slides{list-style:none;margin:0;padding:0}.hs_cos_flex-slider{background:#fff;border:0;-webkit-border-radius:4px;-moz-border-radius:4px;-o-border-radius:4px;border-radius:4px;margin:0 0 60px;padding:0;position:relative;zoom:1}.hs_cos_flex-viewport{max-height:2000px;-webkit-transition:all 1s ease;-moz-transition:all 1s ease;transition:all 1s ease}.loading .hs_cos_flex-viewport{max-height:300px}.hs_cos_flex-slider .hs_cos_flex-slides{zoom:1}.carousel li{margin-right:5px}.hs_cos_flex-slider .hs_cos_flex-slides>li{-webkit-backface-visibility:hidden;display:none;position:relative}.hs_cos_flex-slider .hs_cos_flex-slides img{border-radius:0;display:block;width:100%}.hs_cos_flex-pauseplay span{text-transform:capitalize}.hs_cos_flex-slides:after{clear:both;content:".";display:block;height:0;line-height:0;visibility:hidden}html[xmlns] .hs_cos_flex-slides{display:block}* html .hs_cos_flex-slides{height:1%}.hs_cos_flex-direction-nav{*height:0}.hs_cos_flex-direction-nav a{background:url(//cdn2.hubspotqa.net/local/hub/124/file-52894-png/bg_direction_nav.png) no-repeat 0 0;cursor:pointer;display:block;height:30px;margin:-20px 0 0;opacity:0;position:absolute;text-indent:-9999px;top:50%;-webkit-transition:all .3s ease;width:30px;z-index:10}.hs_cos_flex-direction-nav .hs_cos_flex-next{background-position:100% 0;right:-36px}.hs_cos_flex-direction-nav .hs_cos_flex-prev{left:-36px}.hs_cos_flex-slider:hover .hs_cos_flex-next{opacity:.8;right:5px}.hs_cos_flex-slider:hover .hs_cos_flex-prev{left:5px;opacity:.8}.hs_cos_flex-slider:hover .hs_cos_flex-next:hover,.hs_cos_flex-slider:hover .hs_cos_flex-prev:hover{opacity:1}.hs_cos_flex-direction-nav .hs_cos_flex-disabled{cursor:default;filter:alpha(opacity=30);opacity:.3!important}.hs_cos_flex_thumbnavs-direction-nav{*height:0;list-style:none;margin:0;padding:0}.hs_cos_flex_thumbnavs-direction-nav a{background:url(//cdn2.hubspotqa.net/local/hub/124/file-52894-png/bg_direction_nav.png) no-repeat 0 40%;cursor:pointer;display:block;height:140px;margin:-60px 0 0;opacity:1;position:absolute;text-indent:-9999px;top:50%;-webkit-transition:all .3s ease;width:30px;z-index:10}.hs_cos_flex_thumbnavs-direction-nav .hs_cos_flex_thumbnavs-next{background-position:100% 40%;right:0}.hs_cos_flex_thumbnavs-direction-nav .hs_cos_flex_thumbnavs-prev{left:0}.hs-cos-flex-slider-control-panel img{cursor:pointer}.hs-cos-flex-slider-control-panel img:hover{opacity:.8}.hs-cos-flex-slider-control-panel{margin-top:-30px}.hs_cos_flex-control-nav{bottom:-40px;position:absolute;text-align:center;width:100%}.hs_cos_flex-control-nav li{display:inline-block;margin:0 6px;zoom:1;*display:inline}.hs_cos_flex-control-paging li a{background:#666;background:rgba(0,0,0,.5);-webkit-border-radius:20px;-moz-border-radius:20px;-o-border-radius:20px;border-radius:20px;box-shadow:inset 0 0 3px rgba(0,0,0,.3);cursor:pointer;display:block;height:11px;text-indent:-9999px;width:11px}.hs_cos_flex-control-paging li a:hover{background:#333;background:rgba(0,0,0,.7)}.hs_cos_flex-control-paging li a.hs_cos_flex-active{background:#000;background:rgba(0,0,0,.9);cursor:default}.hs_cos_flex-control-thumbs{margin:5px 0 0;overflow:hidden;position:static}.hs_cos_flex-control-thumbs li{float:left;margin:0;width:25%}.hs_cos_flex-control-thumbs img{cursor:pointer;display:block;opacity:.7;width:100%}.hs_cos_flex-control-thumbs img:hover{opacity:1}.hs_cos_flex-control-thumbs .hs_cos_flex-active{cursor:default;opacity:1}@media screen and (max-width:860px){.hs_cos_flex-direction-nav .hs_cos_flex-prev{left:0;opacity:1}.hs_cos_flex-direction-nav .hs_cos_flex-next{opacity:1;right:0}}.hs_cos_flex-slider .caption{background-color:#000;color:#fff;font-size:2em;line-height:1.1em;padding:0 5%;position:static;text-align:center;top:40%;width:100%}.hs_cos_flex-slider .superimpose .caption{background-color:transparent;color:#fff;font-size:3em;line-height:1.1em;padding:0 5%;position:absolute;text-align:center;top:40%;width:90%}@media (max-width:400px){.hs_cos_flex-slider .superimpose .caption{background-color:#000;color:#fff;font-size:2em;line-height:1.1em;padding:0 5%;position:static;text-align:center;top:40%;width:90%}}.hs_cos_flex-slider h1,.hs_cos_flex-slider h2,.hs_cos_flex-slider h3,.hs_cos_flex-slider h4,.hs_cos_flex-slider h5,.hs_cos_flex-slider h6,.hs_cos_flex-slider p{color:#fff}.hs-gallery-thumbnails li{display:inline-block;margin:0 -4px 0 0;padding:0}.hs-gallery-thumbnails.fixed-height li img{border-width:0;margin:0;max-height:150px;padding:0}pre{overflow-x:auto}table pre{white-space:pre-wrap}table tr td img{max-width:none}.comment{margin:10px 0}.hs_cos_wrapper_type_header,.hs_cos_wrapper_type_page_footer,.hs_cos_wrapper_type_raw_html,.hs_cos_wrapper_type_raw_jinja,.hs_cos_wrapper_type_rich_text,.hs_cos_wrapper_type_section_header,.hs_cos_wrapper_type_text{word-wrap:break-word}article,aside,details,figcaption,figure,footer,header,hgroup,nav,section{display:block}audio,canvas,video{display:inline-block;*display:inline;*zoom:1}audio:not([controls]){display:none}.wp-float-left{float:left;margin:0 20px 20px 0}.wp-float-right{float:right;margin:0 0 20px 20px}#map_canvas img,.google-maps img{max-width:none}*,:after,:before{-moz-box-sizing:border-box;-webkit-box-sizing:border-box;box-sizing:border-box}body,html{margin:0;min-height:100%;padding:0}html{overflow-x:hidden}body{background-color:#fff;color:#0d383f;font-family:IvarText,"sans-serif";font-size:17px;font-weight:400;line-height:28px;vertical-align:baseline}.container-fluid .row-fluid .page-center{float:none;margin:0 auto;padding-left:10px;padding-right:10px}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline}sup{top:-.5em}sub{bottom:-.25em}h1,h2,h3,h4,h5,h6{font-weight:500;line-height:1.2}h1{font-size:39px;letter-spacing:-.14px;line-height:49px}h1,h2{color:#0d383f;font-family:GTAmerica,sans-serif;font-weight:500}h2{font-size:24px;letter-spacing:-.19px;line-height:32px}h3{font-family:GTAmerica,sans-serif;font-size:21px;font-weight:500;letter-spacing:-.14px;line-height:28px}h4{font-size:1.5rem}h5{font-size:1.25rem}h6{font-size:1rem}a{color:#00a079;text-decoration:underline}a:focus,a:hover{text-decoration:none}hr{border:0;border-top:1px solid rgba(0,0,0,.1);box-sizing:content-box;height:0;margin-bottom:1rem;margin-top:1rem;overflow:visible}.custom-header{background:#0d383f;line-height:1}.custom-header .custom-logo{display:inline-block;font-size:1.25rem;line-height:inherit;margin-left:10px;margin-right:10px;white-space:nowrap;width:auto}.custom-logo img{max-height:22px;min-width:173px}.custom-header .login-links{margin-left:auto;width:auto}.french-login-fix{top:16px}.french-nav-fix{min-height:63px!important;padding-left:16px;padding-right:16px}.french-nav-fix .mobile-trigger{top:0}.custom-logo-french{margin-right:24px;max-width:180px;padding-top:24px}@media (max-width:1390px){.login-links{margin-top:14px}hs-menu-item>a{padding:18px 0}}@media (max-width:576px){.custom-logo-french{margin-right:16px;max-width:120px}.french-nav-fix{display:flex;padding-left:16px;padding-right:16px}}.login-links a:first-child{color:#fff;display:inline-block;font-family:GTAmerica,sans-serif;font-size:1rem;font-weight:400;padding:.5rem 1rem;text-decoration:none}.login-links a:first-child:hover{text-decoration:underline}.login-links a:nth-child(2){background-color:#00a079;border:none;border-radius:0;-webkit-box-sizing:border-box;box-sizing:border-box;color:#f7fbff;display:inline-block;font-family:GTAmerica,sans-serif;font-size:16px;font-weight:500;line-height:28px;margin-left:17px;padding:5px 28px;text-decoration:none;text-rendering:optimizeLegibility}.login-links a:nth-child(2):hover{background-color:#00a079;border:none;color:#0d383f}.login-links.desktop{position:relative;top:-2px}.body-container .content-wrapper{padding-bottom:70px;padding-top:70px}.short-padding{padding-top:32px!important}.custom-footer{background-color:#0d383f;color:#f4f5f0;line-height:1;padding-top:70px}.nobreak-footer{background-color:none;margin-top:0;padding-top:0}.nobreak-footer .footer-bottom{margin-top:0}.footer-top .page-center>div{margin-left:-10px;margin-right:-10px}.footer-top .footer-logo{padding-bottom:35px;padding-left:10px;padding-right:10px}.footer-logo img{margin-bottom:3px;max-width:192px;min-height:36px}.links-container>div>div{display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap}.links-container>div>div:after,.links-container>div>div:before{content:none}.footer-top .links{-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%;margin:0;max-width:100%;position:relative;width:100%}.footer-top .footer-links{width:auto}.footer-top .links-inner{padding-bottom:35px}.links-title{padding-bottom:7px;padding-left:10px;padding-right:10px}.links-title,.links-title a{color:#f4f5f0;font-size:18px;font-weight:700;line-height:28px}.links-title a{font-family:IvarHeadline;text-decoration:none}.footer-top .footer-links{margin:0;padding-bottom:21px;padding-left:10px;padding-right:10px;-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%!important;max-width:100%;position:relative;width:100%}.contact-info>div>div{display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap}.contact-info>div>div:after,.contact-info>div>div:before{content:none}.footer-top .analytics-group,.footer-top .contact-group{margin:0}.footer-top .analytics-group,.footer-top .analytics-group .footer-links,.footer-top .contact-group,.footer-top .contact-group .footer-links{-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.footer-top .contact-group .footer-links ul li:first-child a{color:#f4f5f0;font-family:GTAmerica,sans-serif;font-size:14px;font-stretch:normal;font-style:normal;font-weight:400;letter-spacing:normal;line-height:21px;text-decoration:none}.footer-top .contact-group .footer-links ul li:first-child a:hover{text-decoration:underline}.footer-top ul li{padding-bottom:14px}.footer-top ul{display:block}.footer-top ul li:first-child a{color:#00a079;font-weight:500;line-height:17.5px}.footer-top ul li a,.footer-top ul li:first-child a{font-family:GTAmerica,sans-serif;font-size:14px;font-stretch:normal;font-style:normal;text-decoration:none}.footer-top ul li a{color:#f4f5f0;font-weight:400;letter-spacing:normal;line-height:21px}.footer-top ul li a:hover{text-decoration:underline}.custom-footer .footer-bottom{background-color:#0a2c32;margin-top:42px;padding-bottom:42px;padding-top:42px}.footer-bottom ul{-ms-flex-wrap:wrap;flex-wrap:wrap;-webkit-box-orient:vertical;-ms-flex-direction:column;flex-direction:column;-webkit-box-direction:normal;display:-webkit-box;display:-ms-flexbox;display:flex!important}.footer-bottom ul li{font-family:GTAmerica,sans-serif;padding-bottom:14px}.footer-bottom ul li:last-child{padding-bottom:0}.footer-bottom ul li a{color:#f4f5f0;display:inline!important;font-family:GTAmerica,sans-serif;font-size:16px;font-weight:400;line-height:21px;text-decoration:none}.footer-bottom ul li a:hover,.links-title a:hover{text-decoration:underline}@media screen and (min-width:768px){.custom-header .custom-menu-primary{margin:0;width:auto}.custom-menu-primary .hs-menu-wrapper>ul{display:block;line-height:28px}.custom-menu-primary .hs-menu-wrapper>ul>li{color:#f4f5f0;font-size:14px;line-height:28px;position:static!important}.custom-menu-primary .hs-menu-wrapper>ul>li>a{border-bottom:5px solid transparent;color:#f4f5f0;font-family:GTAmerica,sans-serif;font-size:21px;font-weight:400;padding:21px 0 7px;position:relative;text-decoration:none}.custom-menu-primary .hs-menu-wrapper>ul>li.hs-item-has-children>a:after{border-bottom:0;border-left:.3em solid transparent;border-right:.3em solid transparent;border-top:.3em solid;content:"";display:inline-block;margin-left:.255em;vertical-align:.255em}.custom-menu-primary .hs-menu-wrapper>ul>li>ul{background-color:#fff;background-color:#0a2c32;border-radius:0;font-size:14px;left:0!important;line-height:28px;right:0;top:84px;-webkit-transition:visibility 0s,opacity 0s linear!important;transition:visibility 0s,opacity 0s linear!important;width:100%}.custom-menu-primary .hs-menu-wrapper>ul>li>ul>li>a{color:#f4f5f0;font-family:GTAmerica,sans-serif;font-size:14px;font-weight:400;line-height:28px;padding-bottom:10px;padding-top:14px;text-decoration:none;width:100%}.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(3) ul ul ul li:first-child a,.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(4) ul ul ul li:first-child a{color:#00a079;font-family:GTAmerica,sans-serif;font-weight:400}.custom-menu-primary .hs-menu-wrapper>ul ul li a:hover{text-decoration:underline}.custom-menu-primary .hs-menu-wrapper>ul>li>ul>li{float:none;margin-left:auto;margin-right:auto;max-width:1440px;padding:0 10px;width:100%}.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(3)>ul>li,.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(4)>ul>li{padding-bottom:10px}.custom-menu-primary .hs-menu-wrapper>ul>li:hover ul ul{opacity:1!important;position:static!important;visibility:visible!important}.custom-menu-primary .hs-menu-wrapper>ul>li>ul>li>ul>li{display:inline-block!important;font-family:GTAmerica,sans-serif;font-weight:400;padding-bottom:21px;vertical-align:top;width:25%}.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(3)>ul>li>ul>li,.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(4)>ul>li>ul>li{padding-left:2px}.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(3)>ul>li>ul>li:first-child,.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(4)>ul>li>ul>li:first-child{padding-left:0}.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(3)>ul>li>ul>li:last-child,.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(4)>ul>li>ul>li:last-child{padding-left:3px}.custom-menu-primary .hs-menu-wrapper>ul ul ul ul li a{color:#f4f5f0;display:inline!important;font-family:GTAmerica,sans-serif;font-weight:400;text-decoration:none}.custom-menu-primary .hs-menu-wrapper>ul ul ul ul li a:hover{text-decoration:underline}.custom-menu-primary .hs-menu-wrapper>ul li a,.hs-menu-wrapper.hs-menu-flow-horizontal>ul li.hs-item-has-children ul.hs-menu-children-wrapper li a{max-width:none!important;overflow:visible!important;text-decoration:none;width:auto!important}.custom-menu-primary .hs-menu-wrapper,.custom-menu-primary .hs-menu-wrapper>ul ul{display:block!important}.custom-header .page-center>div>div{display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between}.custom-header .page-center>div>div:after,.custom-header .page-center>div>div:before{content:none}.login-links.mobile{display:none}.custom-logo img{position:relative;top:-1px}}.child-trigger,.mobile-trigger{display:none}@media (max-width:767px){.login-links.desktop{display:none}.custom-menu-primary,.custom-menu-primary .hs-menu-wrapper>ul,.custom-menu-primary .hs-menu-wrapper>ul li,.custom-menu-primary .hs-menu-wrapper>ul li a{color:#fff;display:block;float:none;position:static;text-align:left}.mobile-trigger{cursor:pointer;display:inline-block!important;font-size:1.25rem;line-height:1;padding:14px 10px;position:absolute;right:0}.mobile-trigger:hover{background-color:#0a2c32}.mobile-open .mobile-trigger{background:#0a2c32}.mobile-trigger .navbar-toggler-icon{background-image:url(//1818132.fs1.hubspotusercontent-na1.net/hubfs/1818132/BCA_Research_February2020%20Theme/Images/download.svg);background-size:100% 100%;content:"";display:inline-block;height:1.5em;vertical-align:middle;width:1.5em}.child-trigger{cursor:pointer;display:block!important;height:45px!important;min-width:55px!important;padding:0!important;position:absolute;right:0;top:0;width:55px!important}.child-trigger:hover{text-decoration:none}.child-trigger i{margin:0 auto!important;position:relative;top:50%;-webkit-transform:rotate(0deg);-ms-transform:rotate(0deg);transform:rotate(0deg)}.child-trigger i:after{content:"";position:absolute}.child-trigger i,.child-trigger i:after{background-color:#fff;display:block;height:1px;width:10px}.child-trigger i:after{-webkit-transform:rotate(-90deg);-ms-transform:rotate(-90deg);transform:rotate(-90deg)}.child-trigger.child-open i:after{-webkit-transform:rotate(-180deg);-ms-transform:rotate(-180deg);transform:rotate(-180deg)}.custom-header .custom-menu-primary{background-color:#0a2c32;display:none;padding:14px 10px 56px;width:100%}.custom-menu-primary.js-enabled .hs-menu-children-wrapper{display:block}.custom-menu-primary ul.hs-menu-children-wrapper{display:none;opacity:1!important;padding-bottom:40px;position:static!important;visibility:visible!important}.custom-menu-primary.js-enabled .hs-menu-wrapper{left:0;padding:0;position:relative;top:0;width:100%}.custom-menu-primary .hs-menu-wrapper{width:100%}.custom-menu-primary .hs-menu-wrapper>ul>li{position:relative}.custom-menu-primary .hs-menu-wrapper>ul>li>a{color:#f4f5f0;display:inherit;font-family:GTAmerica,sans-serif;font-size:21px;font-weight:400;line-height:1.2;padding:10px 0 13px;position:relative;text-decoration:none;width:auto}.custom-menu-primary .hs-menu-wrapper>ul>li.hs-item-has-children>a{display:none}.custom-menu-primary .hs-menu-wrapper>ul>li>ul>li:first-child>a{color:#f4f5f0;display:inherit;font-family:GTAmerica,sans-serif;font-size:21px;font-weight:400;line-height:1.2;padding:21px 0 7px;position:relative;text-decoration:none;width:auto}.custom-menu-primary .hs-menu-wrapper>ul li a:hover,.custom-menu-primary .hs-menu-wrapper>ul>li>ul>li:first-child>a:hover{text-decoration:underline}.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(3) ul ul ul li:first-child a,.custom-menu-primary .hs-menu-wrapper>ul>li:nth-child(4) ul ul ul li:first-child a{color:#00a079;font-family:GTAmerica,sans-serif;font-weight:500}.custom-menu-primary .hs-menu-wrapper>ul>li>ul>li>ul>li{padding-bottom:21px}.custom-menu-primary .hs-menu-wrapper>ul ul ul li{padding-bottom:1px}.custom-menu-primary .hs-menu-wrapper>ul ul ul li a{color:#f4f5f0;display:inline!important;font-family:GTAmerica,sans-serif;font-size:14px;font-weight:400;line-height:28px;text-decoration:none}}.no-top-padding{padding-top:0}.blog-pagination{display:flex;flex-direction:row;font-family:GTAmerica,sans-serif;font-weight:500;justify-content:space-between}.blog-pagination a{text-decoration:none}.blog-pagination-center{display:flex}.blog-pagination-center a{color:#00b287;height:40px;line-height:40px;margin:0 6px;padding:0!important;text-align:center;width:40px}.blog-pagination-center .active{background-color:#00b287;border-radius:12px;color:#fff}.blog-listing-wrapper .post-listing .post-item{border-bottom:1px solid #ccc;margin:0 0 20px;padding:0 0 20px}.blog-post-wrapper h2,.post-header h2{margin-bottom:10px}.blog-sidebar h2,.form-title{font-family:GTAmerica,sans-serif;font-size:21px;font-weight:500;letter-spacing:-.14px;line-height:28px;text-align:left}.blog-post-wrapper h2 a,.post-header h2 a{text-decoration:none}.post-header h2 a{color:inherit}.blog-sidebar>div{margin-bottom:2rem}.post-header h1{color:#0d383f;font-family:GTAmerica,sans-serif;font-size:24px;font-weight:500;letter-spacing:-.19px;line-height:32px}#hubspot-topic_data{color:#888;font-weight:700}.post-listing #hubspot-author_data{font-style:italic;margin-top:0}.hs-form .input ul{list-style:none;margin:0;padding:0}.hs-form .input ul li{padding:0!important}.custom_listing_comments{border:1px solid #ccc;margin:10px 0;padding:10px}.more-link{display:inline-block;padding-top:10px}.hs-blog-social-share{border-bottom:1px solid #ccc;border-top:1px solid #ccc;height:auto;margin-top:10px;padding:10px 0 0}.blog .blog-sidebar .cell-wrapper{margin-bottom:15px}.blog .blog-sidebar ul li{padding:0 0 10px}#comments-listing{border:1px solid #ccc;margin-bottom:30px;margin-top:30px}.comment.depth-0{border-bottom:1px solid #000!important;border-top:none!important;margin:0 10px 10px!important;padding:0 15px!important}.comment-body{border-bottom:none;display:block;padding:0}.comment-reply-to{margin-bottom:15px}.comment-from h4{margin:0;padding-top:15px}.comment-date{display:block!important;text-align:left!important}#hubspot-author_data .hs-author-avatar{max-width:70px;padding:10px 10px 10px 0}#hubspot-author_data .hs-author-avatar img{height:auto!important;max-width:100%}#comments-listing.no-comments{border:none}div#comment-form input.hs-button.primary{margin:20px 0!important}.blog-pagination a{display:block}.hs-blog-listing .hs-author-profile{border-bottom:1px solid #ccc;margin:0 0 20px;padding:0 0 20px}.hs-blog-post .hs-author-profile{border-bottom:1px solid #ccc;border-top:1px solid #ccc;margin:20px 0;padding:20px 0}.hs-author-profile .hs-author-profile:after{clear:both;content:"";display:block}.hs-author-profile .hs-author-avatar{float:left;margin-right:15px;max-width:100px}.hs-author-profile .hs-author-avatar img{-webkit-border-radius:50%;-moz-border-radius:50%;border-radius:50%;max-width:100%}.hs-author-profile .hs-author-bio{overflow:hidden}.hs-author-profile h2.hs-author-name{margin:0 0 10px}.custom-form{max-width:50%;width:100%}form p{font-size:16px;-webkit-font-smoothing:antialiased;color:#425563;margin-bottom:14px;margin-top:0}form p,input option,option,select{font-family:GTAmerica,Helvetica,sans-serif}#podcast-item-container .hs_cos_wrapper_widget_container{display:grid;gap:24px;grid-template-columns:repeat(3,1fr)}.branded-background{background-color:#f4f5f0}#blog-item-container{display:grid;gap:24px;grid-template-columns:repeat(4,1fr)}@media only screen and (max-width:1100px){#blog-item-container{display:grid;gap:24px;grid-template-columns:repeat(2,1fr)}}#blog-item-container .post-item{background-color:#fff;border:none!important;-webkit-box-shadow:0 0 6px 2px rgba(0,0,0,.04);box-shadow:0 0 6px 2px rgba(0,0,0,.04);display:flex;flex-direction:column;justify-content:space-between;padding:16px 16px 32px}.insight-item h3{margin-top:2px!important;min-height:40px}.insight-item h2{margin-bottom:0!important}#blog-item-container .post-item:hover{box-shadow:0 0 6px 5px rgba(0,178,135,.2);cursor:pointer;transition:box-shadow .3s ease-in-out}.post-body p{font-family:GTAmerica,Helvetica,Sans-Serif!important;font-size:16px!important;margin:8px 0 16px}.post-body p,.post-full-body p{color:#0d383f;-webkit-font-smoothing:antialiased}.post-full-body p{font-family:IvarText,serif;font-size:19px;font-weight:400;line-height:28px;margin:24px 0 16px}.all-posts-link{background-color:#00b287;border:1px solid #00b287;font-family:GTAmerica,Helvetica,Sans-Serif!important;margin:40px auto 0;max-width:200px;-webkit-font-smoothing:antialiased;color:#fff;font-size:16px;font-weight:500;text-align:center;text-decoration:none}.all-posts-link:hover{background-color:#4cc8aa}.bca-blog h3{font-size:19px;line-height:24px;margin:0 0 8px}.bca-blog .post-item h3{margin:16px 0 8px}.bca-blog-detail h3{font-size:28px;line-height:32px;margin-bottom:28px}.bca-blog-detail #hubspot-topic_data{margin-top:40px}.bca-blog-detail .topic-link{background-color:#00b287;font-family:GTAmerica,Helvetica,Sans-Serif!important;margin-right:8px;padding:8px;-webkit-font-smoothing:antialiased;border:1px solid #00b287;border-radius:3px;color:#fff;font-size:16px;font-weight:400;text-decoration:none}.bca-blog-detail .topic-link:hover{background-color:#4cc8aa}.bca-blog-form h3{font-size:16px!important}.bca-blog-container{padding-top:24px!important}.bca-blog .post-header h2{color:#425563;font-size:15px!important;margin:0 0 8px}@media only screen and (max-width:600px){#blog-item-container,#podcast-item-container .hs_cos_wrapper_widget_container{grid-template-columns:repeat(1,1fr)}#blog-item-container{padding-left:24px;padding-right:24px}.podcast-item{margin-bottom:80px}}.form-title,input{font-family:GTAmerica,Helvetica,Sans-Serif!important;-webkit-font-smoothing:antialiased}.form-title{border-bottom:1px solid #00b287;color:#0d383f;font-size:26px;font-weight:700;font-weight:500;line-height:24px;margin:0 0 16px;padding-bottom:8px}.hs-form-field{margin-bottom:1rem;padding-bottom:14px}.hs-form-field>label{font-family:GTAmerica,Helvetica,Sans-Serif!important;font-size:16px;-webkit-font-smoothing:antialiased;display:inline-block;font-weight:400;line-height:1;padding-bottom:7px}legend{margin-bottom:14px;margin-top:32px}.hs-form-booleancheckbox,legend{font-family:GTAmerica,Helvetica,Sans-Serif!important;font-size:14px;line-height:18px;-webkit-font-smoothing:antialiased}input[type=color],input[type=date],input[type=datetime-local],input[type=datetime],input[type=email],input[type=file],input[type=month],input[type=number],input[type=password],input[type=search],input[type=tel],input[type=text],input[type=time],input[type=url],input[type=week],select,textarea{background-clip:padding-box;background-color:#fff;border:1px solid #ced4da;border-radius:.25rem;-webkit-box-sizing:border-box;-moz-box-sizing:border-box;box-sizing:border-box;color:#495057;display:inline-block;display:block;font-family:inherit;font-size:1rem;font-weight:400;height:48px;line-height:1.5;min-height:calc(2.25rem + 2px);padding:.375rem .75rem;-webkit-transition:border-color .15s ease-in-out,-webkit-box-shadow .15s ease-in-out;transition:border-color .15s ease-in-out,-webkit-box-shadow .15s ease-in-out;transition:border-color .15s ease-in-out,box-shadow .15s ease-in-out;transition:border-color .15s ease-in-out,box-shadow .15s ease-in-out,-webkit-box-shadow .15s ease-in-out;width:100%}input[type=color]:focus,input[type=date]:focus,input[type=datetime-local]:focus,input[type=datetime]:focus,input[type=email]:focus,input[type=file]:focus,input[type=month]:focus,input[type=number]:focus,input[type=password]:focus,input[type=search]:focus,input[type=tel]:focus,input[type=text]:focus,input[type=time]:focus,input[type=url]:focus,input[type=week]:focus,select:focus,textarea:focus{background-color:#fff;border-color:#8ddcc9;-webkit-box-shadow:0 0 0 .2rem rgba(0,123,255,.25);box-shadow:0 0 0 .2rem rgba(0,123,255,.25);box-shadow:0 0 10px #8ddcc9;color:#495057;outline:0;outline:none}form.hs-form .hs-form-field ul.inputs-list{list-style:none;padding:0}.hs-input:focus{border-color:#8ddcc9;box-shadow:0 0 10px #8ddcc9;outline:none;transition:box-shadow .5s linear}.hs-error-msgs{margin:0}.hs-error-msgs label{display:block;font-family:GTAmerica,Helvetica,Sans-Serif!important;font-size:16px;padding:0;width:100%;-webkit-font-smoothing:antialiased;color:#ba1a1a;font-size:80%;line-height:24px;margin-top:4px}.invalid.error{background-color:#f2e9ec}.no-list.hs-error-msgs.inputs-list{list-style:none;padding:0}form.hs-form fieldset{max-width:none}form.hs-form fieldset .hs-form-field{padding:0 10px 0 0}form.hs-form fieldset[class*=form-columns] .input{margin-right:0}form.hs-form fieldset[class*=form-columns] .hs-input{width:100%}form.hs-form fieldset[class*=form-columns] .hs-input[type=checkbox]{width:auto}form.hs-form fieldset.form-columns-3 .hs-form-field{width:33.33%}@media (max-width:400px){form.hs-form fieldset .hs-form-field{padding:0}form.hs-form .form-columns-2 .hs-form-field .hs-input,form.hs-form .form-columns-3 .hs-form-field .hs-input,form.hs-form fieldset.form-columns-3 .hs-form-field{width:100%}form.hs-form .form-columns-3 .hs-form-field .hs-input[type=checkbox]{width:auto}}#hs_form_target_blog_subscription input[type=checkbox],#hs_form_target_blog_subscription input[type=radio]{margin-right:10px;width:auto}.hs-button.primary,input[type=button],input[type=submit]{-webkit-appearance:none;background-color:#00a079;border:none;color:#f7fbff;cursor:pointer;display:inline-block;display:block;font-family:GTAmerica,sans-serif;font-size:16px;font-weight:500;height:52px;line-height:28px;margin-bottom:15px;margin-left:auto;margin-top:21px;min-width:180px;padding:5px 30px;text-decoration:none!important;text-rendering:optimizeLegibility;white-space:normal}.hs-button.primary:hover,input[type=button]:hover,input[type=submit]:hover{background-color:#00a079;border:none;color:#0d383f}@media (min-width:576px){.body-container .page-center{max-width:540px}}@media (min-width:768px){.custom-menu-primary .hs-menu-wrapper>ul>li:hover{background-color:#0a2c32;-webkit-transition:.2s;transition:.2s}.custom-menu-primary .hs-menu-wrapper>ul>li{padding:0 13px}.custom-menu-primary .hs-menu-wrapper>ul>li>a{font-size:16px;padding:28px 0}.custom-header .custom-logo{margin-left:0;margin-right:42px;margin-top:-7px}.body-container .page-center{max-width:720px}.custom-footer .footer-bottom{padding-bottom:21px;padding-top:21px}.footer-bottom ul{-webkit-box-direction:normal;-webkit-box-orient:horizontal;-ms-flex-direction:row;flex-direction:row}.footer-bottom ul li{margin-right:28px;padding-bottom:0}.footer-bottom ul li a{font-size:14px}.links-title{padding-bottom:14px}.footer-top .footer-links{-webkit-box-flex:0;-ms-flex:0 0 33.3333333333%;flex:0 0 33.3333333333%;max-width:33.3333333333%}.footer-top .analytics-group{-webkit-box-flex:0;-ms-flex:0 0 66.6666666667%;flex:0 0 66.6666666667%;margin:0;max-width:66.6666666667%}.footer-top .contact-group{-webkit-box-flex:0;-ms-flex:0 0 33.3333333333%;flex:0 0 33.3333333333%;max-width:33.3333333333%}.footer-top .analytics-group .footer-links{-webkit-box-flex:0;-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.custom-header .page-center>div>div{-ms-flex-wrap:nowrap;flex-wrap:nowrap}.custom-logo.lp{padding-bottom:44px!important;padding-top:44px!important}}@media (min-width:768px) and (max-width:1334px){.custom-header .page-center>div>div{-ms-flex-wrap:wrap;flex-wrap:wrap}.custom-header .custom-menu-primary{order:2;width:100%}.custom-menu-primary .hs-menu-wrapper>ul>li>ul{top:127px}}@media (min-width:992px){.body-container .page-center{max-width:960px}.custom-footer .page-center{max-width:1440px;width:100%}.footer-top .links{-webkit-box-flex:0;-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.custom-header .page-center{max-width:1440px;width:100%}}@media (min-width:1200px){.custom-header .custom-logo{padding-bottom:0;padding-top:0}.body-container .page-center{max-width:1140px}.extra-wide{max-width:90%!important}}@media (min-width:1900px){.custom-menu-primary .hs-menu-wrapper>ul>li>ul{top:98px}}@media (min-width:1920px){.footer-logo img{max-width:192px;min-height:36px}.custom-menu-primary .hs-menu-wrapper>ul>li>a{padding:35px 0}}@media (max-width:991.98px){.custom-footer .page-center{max-width:inherit;width:100%}}@media (max-width:767.98px){.footer-logo img{max-height:20px;max-width:134px}.footer-bottom ul li,.footer-top{padding-left:4px}.footer-top .contact-group .footer-links{padding-bottom:0}.form-title{font-size:28px}}@media (max-width:767px){.custom-form{max-width:100%}.hs_recaptcha{margin:15px 0;min-height:80px;overflow-y:auto;width:auto}.blog-sidebar{margin-top:2rem}.login-links a:nth-child(2){display:none}.custom-header .login-links{position:absolute;right:39px;top:0}.custom-header .page-center{padding:0!important}.custom-header .custom-logo{margin-left:10px!important;margin-right:10px;padding-bottom:20px;padding-top:18px}.custom-logo img{max-height:20px;min-width:134px}}